Fast Working Capital For Your Small Business
Keep cash flowing and grow with confidence. We provide fast, flexible working capital to bridge cash flow gaps, cover daily operations, and fund your small business expansion.
Excellent 4.4 out of 5
Apply. Get Approved. Get Funded.
Apply Online
Just 5 minutes to share your business and ownership details.
Application
Get Your Options in 24 Hours.
Review terms. Fits your business or not — you decide.
Your Offers
Approval ID: 88898456
$110,000
Approval ID: 17924623
$95,250
Get Funded
Sign electronically. Funds hit your checking account fast.
Who Qualifies for business financing?
Check your business against the list below.
- You own or manage an operating business
- Your business generates active monthly revenue
- Monthly business deposits exceed approximately $15,000
- You're seeking working capital, equipment financing, or a business line of credit
Find the funding that fits your business.
Whether you need steady access to working capital or one-time financing for a major investment, Zip Capital Group offers flexible funding solutions tailored to your goals. Explore your options below, and if you're unsure where to start, our advisors are ready to guide you.
Working Capital Financing
Working capital funding fund your company's everyday operations such as payroll, rent, and debt payments. It is simply debt used by a company to finance its daily operations.
Business Line of Credit
A business line of credit is a type of small-business funding that provides additional flexibility that a regular business funding just doesn't. With a business line of credit, you can borrow up as per your eligible limit and pay interest only the portion of money that you borrow.
Merchant Cash Advance
A business line of credit is a type of small-business funding that provides additional flexibility that a regular business funding just doesn't. With a business line of credit, you can borrow up as per your eligible limit and pay interest only the portion of money that you borrow.
Equipment Financing
Purchase essential equipment without impacting your available working capital today.
Traditional SBA Financing
Secure government-backed funding with competitive rates for long-term business growth.
$300 million
Lent to small and medium sized businesses
17k
Contact with small and medium sized businesses
33
Companies in different industries serviced
See Our Funding In Action
Hear directly from business owners who partnered with Zip Capital Group to secure the capital, equipment, and resources needed to scale their operations.
"Working with Zip Capital Group was easy and fast. The representatives are communicative and responsive."
Erendira
Summit Accounting Solutions
"Working with Zip Capital Group was very comfortable, easy, and stress free. They did what they said they were going to do in a timely manner. This is all you can ask for from a lending institution. Complete transparency, no surprises. Working with Antonio and Paulina, I would recommend them with total confidence."
Juan Lopez
Green Meadow Chauncey LLC
"Dominique was great to work with. I had a good experience working with Zip Capital Group."
Alan
Mosaic Woodworking
"My experience was great!"
Michael Ransome
Best Choice Roofing
"The team at Zip Capital Group is efficient and friendly!"
Stewart
Global Neighborhood Enterprises
"Zip Capital Group is very easy to work with and quick about their approval process. I had no issues with obtaining funding and the staff helped me get the best offer available. Money was transferred almost immediately after I was approved. I highly recommend Zip Capital to others looking to finance their business."
Brian Pratt
Game On LLC
"My experience was PHENOMENAL! I felt like the team that I worked with was legitimately invested in the success of my business and only wanted to see me grow. They were extremely easy to work with and seamlessly guided me through the whole process with a wealth of patience, and thoughtful direction. I have already recommended Zip Capital Group to friends and colleagues of mine who are also growing their businesses, they cannot be beat!"
Jasmine Summers
Exquisite Experiences
"My experience with Zip Capital Group was awesome. Professional, trustworthy, fast, and clear!"
Lee
Life Empowerment Enterprises Inc.
"It was good, everything went smooth."
Dennis
Four K Ranch Trucking
"I had a very good experience working with Zip Capital Group. Victoria and Vanessa were great to work with."
Elias
The Royal Card House
Why Zip Capital Group?
- One simple process. Apply, get approved, get funded.
- Not just a credit score. We look at your business as a whole.
- Qualified applicants: no collateral needed for most options.
- Terms that fit your business: 3 to 24 months, your call.
- Apply fast, hear back fast. Actual funding date depends on your lender and eligibility.
- Rates, fees, terms — all on paper before you sign anything.
Industries we served
Financing built around how your industry actually gets paid. From HVAC and construction to medical practices and restaurants, we've funded businesses across 33+ industries with terms that fit your cash flow, not a generic template.
Find your industry's funding options